Credit rating, borrowing from the bank fix functions, or other private individual account: Credit reporting
Don’t found features that have been advertisedComplaint: Yesterday, We place a grievance at XXXX XX/XX/2019 Issue # XXXX regarding dos Signature loans that were inaccurately advertised because the Positive Scam to me. Now, I acquired a contact away from XXXX XXXX, Secretary Movie director at Member Get in touch with Cardio fax # XXXX SFFCU. He replied from the claiming I could label to address my personal circumstances. He lay my personal Examining And you may Coupons Checking account Matter In Ambitious Amounts Throughout the Email. My personal mobile try recently hacked. Which brings Id theft which is outrageous.As to why Performed He Do this? And what happened during my grievance number over trigger fucking up my credit0 do in order to the Useful Ripoff for the Overdraft loan 80 and Unsecured loan 81. I today are unable to get a motor vehicle Now. XXXX XXXX is money grubbing and needs as discharged . knowledge his Group to do Constructive Swindle with my many years in order to return to your bank and work out look XXXX accomplish Useful Con. Giving My personal Bank account Amount Over the internet I can Declaration Your Towards the Cops. He could be A stupid MANpany Impulse: Organization has responded to an individual while the CFPB and you can chooses not to ever provide a public effect Finalized with explanation
Payday loans, term financing, or unsecured loan: Line of credit
Complaint: I received a Personal Loan that ultimately was Constructive fraud. The loan was suppose to be placed into my checking account and I would pay off the credit cards that I choose called peer to peer. But instead Schools First Federal Credit Union made it a Credit Card Rewrite Loan forcing paying off the cards themselves. They misrepresented the loan they gave me in writing. I got loan 81 XX/XX/2018. . They also were lying stating that they only do loans up to 48 months when they do them for up to 60 months. I have XXXX XXXX which was for <$>with https://tennesseetitleloans.net/cities/lexington/ interest is <$>at 7.45 %. My loan documents say nothing about a Credit Card Rewrite loan. I paid it down to <$>so far. The loan documents are not accurate do to the CONSTRUCTIVE FRAUD. I always pay. Never late! I was also offered Overdraft Protection on my checking account with them which I was told was not a line of credit. However, if I had insufficient funds it had a 3 % fee which does not affect the credit score. And I was also told the bank does not send out disclosure notices on it. When I finally used it several months later, my statement showed a % rate for the <$>. I called and asked several times for the disclosure notice to be mailed but it was never mailed. Another bank I do business with sent me a disclosure notice on their Overdraft Protection today. It is not a line of credit. The overdraft protection above turned out to be a line of credit from SFFCU. CONSTRUCTIVE FRAUD AGAIN. Again, I was not accurately informed again. It was not for insufficient funds. Also, I was offered a line of credit at 8.49 % elsewhere at <$>at the same time as the <$>. XXXX offer. Why would I take <$>at %? This is Constructive Fraud or IMPLIED DUTY OF GOOD FAITH TODAY SFFCU offered me <$>to correct the interest of <$6.00>on the overdraft protection with new loan options which will r hi n my credot score. However, the issue is they gave me a loan lying about what it really was and deceived me on loan 81 also. I would not have taken it. I will need an email or fax to send documentspany Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation